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Please take a moment to review and acknowledge your understanding and acceptance of the Federal Electronic Signatures In Global and National Commerce Act (E-SIGN). You must check the "I Agree" box in the Account Opening Form in order to continue.

Under the Federal Electronic Signatures in Global and National Commerce Act, before we may accept your account agreement and related documents electronically, we must provide you with the following information and you must affirmatively consent and not withdraw such consent.

By electronically signing our account agreement and related documents, you acknowledge that you are consenting to our maintaining and your receiving electronic records of your trades and accounts. You may withdraw your consent to such electronic records by notifying us in writing or by e-mail, using your registered, secure user name and password at any time, after which you only will receive paper records.

There are no special hardware or software requirements for access to or retention of your electronic records at this time other than having access to the internet, and registering for your unique and secure user name and password (to print copies of the records, you may need a program to read documents in "PDF" format). Should any technological change or upgrade be made that will affect your ability to access your records and accounts, we will notify you and remind you of your right to withdraw your consent to receive electronic records and to receive paper records instead.

By accepting the terms of this agreement, you are allowing our Brokers to buy and sell options on your behalf. You are also allowing us to provide you with online access to your account. You must notify us immediately if there is a change in your e-mail address or other location to which we provide electronic documentation.